The Family Health Insurance Assistance Program, or FHIAP, was created by the 1997 Oregon Legislature to help uninsured, income-eligible Oregonians afford private health insurance. The program pays from 50 percent to 95 percent of its members’ monthly premium for health insurance.
FHIAP does not help pay for deductibles, co-pays, or other coinsurance. FHIAP will assist clients in paying their premium either for individual insurance, or insurance through their employer (Group insurance). It is NOT an insurance plan. It does NOT pay for co-pays or deductibles.
It will subsidize dental for group insurance only.
The differences between FHIAP and Medicaid:
FHIAP is not an insurance plan; therefore, it does not pay for anything other than its portion of the premium.
With FHIAP, deductibles, co-pays, and other cost sharing items are paid by the client.
Medicaid pays it all.
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